When it comes to share investment, it is surprising that you are more than often asked to invest through mutual fund instead of doing investment by yourself which should save you the fee the fund managers take for managing your investments.

The general lesson of academic research into active management is that the less you pay experts to manage your money, the more you keep.

It is highly unlikely that most of us do not have the time or skill to zero-in few investment scripts for the next 2 to 5 years which the mutual fund is all about. As investment can be of as low as one share of a company, the argument that a small investor cannot invest in a large number of scripts is baseless. So, if you are willing to put in a little more effort understanding what the so-called fund managers do, you can save on the charges that you pay to them thereby increasing your returns. Building on this theme, we recommend:

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Also while doing so, a whole new world of finance will open which should help in other endeavors like figuring out the best company for your next home loan.

For the rest who are too preoccupied with their current jobs, investing through mutual fund is still very much advisable.